Every transaction counts
A market-leading transaction authorisation rate, with optimisation tools to take it even further.
Worldpay provides merchants with a best-in-class authorisation rate, right from go live
A high-performing auth rate isn’t just a metric—it’s the backbone of your revenue. Worldpay’s robust infrastructure and experience ensures more approved transactions from the start, reducing friction and maximising conversion. Because when your baseline is strong, every transaction has a better chance to succeed.
Insights series
A deep dive into authorisation rates
This 5-part educational series explores how merchants can unlock hidden revenue by optimising payment authorisation rates – covering strategies from smart routing and credential management to global localisation and executive-level performance insights.
Trusted across networks
“Worldpay’s authorisation rate is best-in-class compared to peers in several verticals including drugstore and pharmacy, government, department stores and supermarkets.”
- A leading card network
What makes Worldpay's authorisation rate so good?
1
We handle 55 billion transactions per year. This gives us unmatched information about approvals, declines and shopper behavior
2
Built-in machine-learning and AI help with smart decisioning and give predictive results
3
Dynamic routing, uses the most cost-efficient routes for each client
4
Automatic account updater, so sales are not missed because of card details
5
Proactive card issuer relationships with global and local issuers, including preferred customer, data share and merchant advocacy efforts
6
Fraud detection capabilities, built over decades, allow us to identify good vs bad transactions more easily
7
Worldpay customers have access to real-time transaction data and analysis in their easy-to-access portal, allowing for as needed updates
On average, customers can see 30% cost reduction in payment routing fees with dynamic routing.
Building on a strong foundation
With Worldpay, you can further optimise your authorisation rates with customised tools and capabilities tailored to your business needs.
Boost
Boost revenue with a fully managed optimisation service that uses all levers available to keep your auth rate in top shape. Making use of AI and data science signals (authentication factors) to drive higher approvals and long-term revenue.
Recovery
Real-time account updater and retrying services keep customers’ details updated to minimise authorisation declines. 9.3% typical lift in payment acceptance*
Credentials
Securely tokenise customer credentials and sensitive data to keep payment information active and always-on. Tokenisation can deliver a typical 1.3% lift in payment acceptance.
Identify
Our reporting solutions help analyse your payments data, giving you information to minimise chargebacks and reconcile your transactions. Potentially stop 2/3 of chargebacks from occurring.
Let us optimise your payments
Talk to a Worldpay expert to get a personalised optimisation consultation.