Every transaction counts

A market-leading transaction authorisation rate, with optimisation tools to take it even further.

Worldpay provides merchants with a best-in-class authorisation rate, right from go live 

A high-performing auth rate isn’t just a metric—it’s the backbone of your revenue. Worldpay’s robust infrastructure and experience ensures more approved transactions from the start, reducing friction and maximising conversion. Because when your baseline is strong, every transaction has a better chance to succeed.

Trusted across networks

“Worldpay’s authorization rate is best-in-class compared to peers in several verticals including drugstore and pharmacy, government, department stores and supermarkets.”

- A leading card issuer

What makes Worldpay's authorisation rate so good?

We handle 55 billion transactions per year. This gives us unmatched information about approvals, declines and shopper behavior

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We handle 55 billion transactions per year. This gives us unmatched information about approvals, declines and shopper behavior

Built-in machine-learning and AI help with smart decisioning and give predictive results 

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Built-in machine-learning and AI help with smart decisioning and give predictive results 

Dynamic routing, uses the most cost-efficient routes for each client 

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Dynamic routing, uses the most cost-efficient routes for each client 

Automatic account updater, so sales are not missed because of card details

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Automatic account updater, so sales are not missed because of card details

Proactive card issuer relationships with global and local issuers, including preferred customer, data share and merchant advocacy efforts

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Proactive card issuer relationships with global and local issuers, including preferred customer, data share and merchant advocacy efforts

Fraud detection capabilities, built over decades, allow us to identify good vs bad transactions more easily

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Fraud detection capabilities, built over decades, allow us to identify good vs bad transactions more easily

Worldpay customers have access to real-time transaction data and analysis in their easy-to-access portal, allowing for as needed updates

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Worldpay customers have access to real-time transaction data and analysis in their easy-to-access portal, allowing for as needed updates

On average, customers can see 30% cost reduction in payment routing fees with dynamic routing.

Building on a strong foundation

With Worldpay, you can further optimise your authorisation rates with customised tools and capabilities tailored to your business needs.

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Boost

Boost revenue with a fully managed optimisation service that uses all levers available to keep your auth rate in top shape. Making use of AI and data science signals (authentication factors) to drive higher approvals and long-term revenue.

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Recovery

Real-time account updater and retrying services keep customers’ details updated to minimise authorisation declines. 9.3% typical lift in payment acceptance*

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Credentials

Securely tokenise customer credentials and sensitive data to keep payment information active and always-on. Tokenisation can deliver a typical 1.3% lift in payment acceptance.

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Identify

Our reporting solutions help analyse your payments data, giving you information to minimise chargebacks and reconcile your transactions. Potentially stop 2/3 of chargebacks from occurring.

Let us optimise your payments 

Talk to a Worldpay expert to get a personalised optimisation consultation.

Let’s talk